Diwali is the celebration of joy. People double the joy by investing in gold, silver and land. So, no doubt this diwali is here too with some exciting offers. This festive season enjoy offers on home loan too along with the other purchases. Shop for the lowest interest rate from various banks. Gift yourself a low interest rate home loan.
Loanyantra.com customizes your home loan and provides loan at 9.1% interest rate (lower than the existing interest rate), 0.10%Discount, for one year, on home loan interest rate.
Avail Home loan through Loanyantra and welcome Goddess Lakshmi to your home by getting a silver coin as an assured gift.
Here are the home loan lenders associated with LOANYANTRA.COM providing exciting Diwali offers on home loans.
This Diwali, DHFL Home Loans gives you more reasons to celebrate.
DHFL now offers Home Loans at 10.15%*.
Special Diwali Offer* –
- Lower Processing fee *
- Loan tenure of up to 30 years
|Loan Value||Diwali Dhamaka Processing Fees* Offer|
|Loans up to 30 lacs||Rs. 5,000 + Doc Charges + Taxes|
|Loans between 30 to 75 lacs||Rs. 10,000 + Doc Charges + Taxes|
|Loans above 75 lacs||Rs. 20,000 + Doc Charges + Taxes|
|Floating Interest Rate|
|Category||Effective Rate of Interest||Rate|
|Up to ₹ 5 crore||9.35%||I-MCLR-1Y + 0.30%|
|Above ₹ 5 crore||9.60%||I-MCLR-1Y + 0.55%|
INDIABULLS HOMELOANS –
HOME LOANS VARIABLE RATE
|Loan Amount||Variable Rates%|
|Upto and including Rs 500 lacs||9.30% to 11.75%|
|More than Rs 500 lacs||10.25% to 12.25%|
Adjustable Rate Loan
|Loan Slab||Interest Rates (% p.a.)||RPLR Minus Spread|
|For Women* (Any Loan Amount)||9.30 to 9.80||RPLR – (7.00 to 6.50)|
|Any Loan Amount||9.35 to 9.85||RPLR – (6.95 to 6.45)|
For salaried individuals
|Sr. No||Type||Loan amount (Rs.)||MCLR + Mark Up||Effective Rate Of Interest|
|1||Floating Rate||Loan amount upto Rs 28 lacs||MCLR + 0.20%||9.45% p.a.|
|Loan amount above Rs 28 lacs||MCLR + 0.25%||9.50% p.a.|
|Top Up for existing customers||Upto 30%- Same rate at which the home loan is running
30%-100%- LAP rate shall be applicable
|Borrowers’ category||Home Loan interest rate, irrespective of loan limit||EMI per Lac for 30 year Tenor||Maxgain above Rs. 20 lacs & upto Rs. 1 crore||Maxgain above Rs. 1 crore||CRE Maxgain, irrespective of loan limit|
|Women||20 bps above the MCLR i.e. 9.25% p.a||Rs. 823||30 bps above the MCLR i.e. 9.35% p.a.||55 bps above the MCLR i.e. 9.60% p.a.||75 bps above the MCLR i.e. 9.80% p.a.|
|Others||25 bps above the MCLR i.e. 9.30% p.a.||Rs. 826||35 bps above the MCLR i.e. 9.40% p.a.||60 bps above the MCLR i.e. 9.65% p.a.||80 bps above the MCLR i.e. 09.85% p.a|
Aditya Birla Housing Finance :
|Home Loans||Salaried||Self Employed|
|Rate of Interest||9.35% to 10.50%||9.75% to 11.00%|
IDBI Home Loan –
|Marginal Cost of Funding based Lending Rate (MCLR)||9.30% p.a. (with annual reset clause)|
|Base Rate||9.65% p.a.|
|Floating Rate for Home Loans||Regular||Smart|
|Salaried||9.35% p.a.||9.95% p.a.|
|Self-Employed||9.45% p.a.||10.00% p.a.|
Increase the joy of investing by getting better deals. Choose loanyantra.com for even lesser interest rate and remain stress free with the services it provides.