Diwali Home Loan Offers

Diwali is the celebration of joy. People double the joy by investing in gold, silver and land. So, no doubt this diwali is here too with some exciting offers. This festive season enjoy offers on home loan too along with the other purchases. Shop for the lowest interest rate from various banks. Gift yourself a low interest rate home loan. 

Loanyantra.com customizes your home loan and provides loan at 9.1% interest rate (lower than the existing interest rate), 0.10%Discount, for one year, on home loan interest rate.


Avail Home loan through Loanyantra and welcome Goddess Lakshmi to your home by getting a silver coin as an assured gift.



Here are the home loan lenders associated with LOANYANTRA.COM providing exciting Diwali offers on home loans.


This Diwali, DHFL Home Loans gives you more reasons to celebrate.
DHFL now offers Home Loans at 10.15%*.

Special Diwali Offer* –

  • Lower Processing fee *
  • Loan tenure of up to 30 years
Loan Value  Diwali Dhamaka Processing Fees* Offer
Loans up to 30 lacs Rs. 5,000 + Doc Charges + Taxes
Loans between 30 to 75 lacs Rs. 10,000 + Doc Charges + Taxes
Loans above 75 lacs Rs. 20,000 + Doc Charges + Taxes


Salaried Borrower

Floating Interest Rate
Category Effective Rate of Interest Rate
Up to ₹ 5 crore 9.35% I-MCLR-1Y + 0.30%
Above ₹ 5 crore 9.60% I-MCLR-1Y + 0.55%



Loan Amount Variable Rates%
Upto and including Rs 500 lacs 9.30% to 11.75%
More than Rs 500 lacs 10.25% to 12.25%


Adjustable Rate Loan

RPLR: 16.30%

Loan Slab Interest Rates (% p.a.) RPLR Minus Spread
For Women* (Any Loan Amount) 9.30 to 9.80 RPLR – (7.00 to 6.50)
Any Loan Amount 9.35 to 9.85 RPLR – (6.95 to 6.45)



For salaried individuals

Sr. No Type Loan amount (Rs.) MCLR + Mark Up Effective Rate Of Interest
1 Floating Rate Loan amount upto Rs 28 lacs MCLR + 0.20% 9.45% p.a.
Loan amount above Rs 28 lacs MCLR + 0.25% 9.50% p.a.
Top Up for existing customers Upto 30%- Same rate at which the home loan is running
30%-100%- LAP rate shall be applicable

SBI – 

(MCLR: 9.05%)
Borrowers’ category Home Loan interest rate, irrespective of loan limit EMI per Lac for 30 year Tenor Maxgain above Rs. 20 lacs & upto Rs. 1 crore Maxgain above Rs. 1 crore CRE Maxgain, irrespective of loan limit
Women 20 bps above the MCLR i.e. 9.25% p.a Rs. 823 30 bps above the MCLR i.e. 9.35% p.a. 55 bps above the MCLR i.e. 9.60% p.a. 75 bps above the MCLR i.e. 9.80% p.a.
Others 25 bps above the MCLR i.e. 9.30% p.a. Rs. 826 35 bps above the MCLR i.e. 9.40% p.a. 60 bps above the MCLR i.e. 9.65% p.a. 80 bps above the MCLR i.e. 09.85% p.a

Aditya Birla Housing Finance : 

Home Loans Salaried Self Employed
Rate of Interest 9.35% to 10.50% 9.75% to 11.00%

IDBI  Home Loan – 

Marginal Cost of Funding based Lending Rate (MCLR) 9.30% p.a. (with annual reset clause)
Base Rate 9.65% p.a.


 Floating Rate for Home Loans  Regular Smart
Salaried 9.35% p.a. 9.95% p.a.
Self-Employed 9.45% p.a. 10.00% p.a.


Increase the joy of investing by getting better deals. Choose loanyantra.com for even lesser interest rate and remain stress free with the services it provides.

Dussera Celebrations – Nine Days of Joy And Fun Around

Dussera – The festival that the whole state celebrates as Navaratri, for nine days. The biggest festival indeed for many states in India. The kids run around in the wide open places, enjoy their holidays to the fullest, the adult kids decorate the home with colorful garlands and attractive hangings, the ladies at home prepare mouth-watering dishes, the businessmen at home make the best moments with their respective traders. The celebrations become wholesome on this last day, the  Dussera Day with a Gowri pooja in the morning and with the best family get-togethers, eating together, having fun and games together and spending the rest of the day in utmost joy and fun.


The Importance Of The Day

Usually, the Dussehra day falls in the month of September or October. This day also coincides with the immersion of Idol of Goddess Durga and culmination of 9 days of fasting. With so much fun and skylarking spread during this festival, it also spreads an important message to the people. The day is a celebration to commemorate the victory of good over sin, end of evil and obscurity. As per Hindu mythology, Lord Rama had put an end to the evil rule of Ravana and freed his wife Sita from the shackles of Ravana. Also on this very day Goddess Durga killed demon Mahishasura.


People recite Sundar Kaand, a part from the Hindu holy scripture, Ramayana, for five days. Yajnas or rituals are performed with a belief that Yajnas keep the house clean and healthy. Some perform Sandhyavandanam three times a day to keep the heart, brain and digestion balanced.

Another story associated with Vijayadashmi comes from Dvapar Yug when Pandavas lost against Kauravas in a dice game and had to spend 5 years in the forest, with their identity hidden. Pandavas hid their weapons in the hole in a Shami tree and entered the Kingdom of Virat to complete the final year of exile by revealing their true identity and recovering their weapons. Since then, the weapons are worshiped on Vijayadashmi.

The day is also celebrated as the homecoming of Goddess Durga.

The Days Of Celebration

Dussehra also marks the culmination of 9 days of fasting. On the 10th day, Dussehra is celebrated. Each of the 9 days is devoted to Goddess Durga and her various forms.

Days And Different Forms of Goddess Worshiped.

  • The first day or the Pratipada – Shailaputri Maa.
  • The second day or Dwitiya – Maa Brahmachari.
  • The third day or the Tritiya-  Maa Chandraghanta.
  • The fourth day or the Chaturthi-  Kushmanda Maa.
  • The fifth day or the Panchami – Maa Skandamata.
  • The sixth day or the Shasthi – Maa Katyayani.
  • The seventh day or the Saptami- Maa Kaalratri.
  • The eighth day the Asthmi-  Maa Maha Gauri.
  • The Ninth day or the Navmi- Siddhidatri Maa.

The tenth day or Vijayadahsmi is the day when the final puja happens and is marked by immersion of the idol of Goddess Durga. Many people also perform Kanya Puja, nine girls representing nine forms of Goddess Durga, as a girl-child is represented as a pure basic creative force.

On the Dussehra Day, Wishing You All Success and Triumph Over Evil. May This Happiness and Wisdom Stay With you Forever.