I Accept the Terms & conditions
Create a Space of your own with HDFC Home Loans. As expected, after SBI reduced the home loan interest rate, HDFC slashed its interest rates too.
Have a look at the HDFC home loan new interest rates.
RPLR – 16.30%
Interest Rates (% p.a.)
RPLR Minus Spread
For Women (upto 75 lakhs)
8.65 to 9.15
RPLR – (7.65 to 7.15)
For Women (above 75 lakhs)
8.70 to 9.20
RPLR – (7.60 to 7.10)
For Others (upto 75 lakhs)
For Others (above 75 lakhs)
8.75 to 9.25
RPLR – (7.55 to 7.05)
Who Can Apply
You can apply individually or jointly for HDFC Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.
· The maximum period of repayment of a loan shall be up to 30 years for the Telescopic Repayment Option under the Adjustable Rate Home Loan. For all other Home Loan products, the maximum repayment period shall be up to 20 years.
· The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of HDFC.
Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes
Prepayment charges at a rate of 2% plus Taxes and Statutory levies and charges, as may be applicable from time to time, of the amount being prepaid are payable.
The fee payable to avail the conversion shall be 0.50% plus applicable taxes of the principal outstanding plus the undisbursed loan amount or Rs.50,000 plus applicable taxes, whichever is lower.
Property Insurance is compulsory and the customer shall pay the premium amounts directly to the insurance provider, promptly and regularly so as to keep the policy / policies alive at all times during the pendency of the loan.
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