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CITIBANK Personal Loans Interest Rates Current

Last Updated Date:20-Mar-2023

CITIBANK Personal Loans Fixed and Flexible Interest rates

citibank personalloan @ 8. 25% - upto 90% financing. Apply online for any citibank personalloan interest rate product. Compare top lenders in the market from largest banks to the smallest lenders and NBFCs. personalloan interest rates change whenever there is a change in RBI rate - repo rate. RBI announces the rates every quarter in a year. Loanyantra gets all the top personalloan lenders in India onto one page showcasing you which bank offers low personalloan interest rates.
Be aware about current interest rates of citibank personalloan before you check for home loan documentation list and before you check your eligibility for personalloan.

Interest Rates8.00% to 8.30%
Per Lakh EMIRs. 822
MaxTenure25 Years

CITIBANK Personal Loans Eligibility Check 2019, EMI calculator and CITIBANK Personal Loans Tenure Calculator

Firstly, check your credit score to be eligible for CITIBANK Personal Loans. This is the next step to ensure your loan is disbursed on time. Know more tips if you are not eligible from Loanyantra and apply again immediately for CITIBANK Personal Loans. But before going ahead or exiting the loan application, ensure you check eligibility for CITIBANK Personal Loans.

Enter the following information in the EMI Calculator:

Principal loan amount you wish to avail (rupees)
Loan term (months or years)
Rate of interest (percentage)
EMI in advance OR EMI in arrears (for car loan only)

Calculate your EMI for Personal Loans, irrespective of whether you have or do not have an existing Personal Loans. EMI and tenure are inter-related. You need to be constant while you start your repayment of loan. Whenever there is a change in interest rate, the constant variable remains unchanged and the other variable increases or decreases. It is better understood by CITIBANK Personal Loans EMI calculator


Click here For Emi Calculater

CITIBANK Personal Loans Documentation and Processing Fees

Five points about Why CITIBANK Personal Loans and Why via Loanyantra.

CITIBANK Personal Loans has attractive interest rates and Loanyantra makes sure you get the interest rate as low as applicable.
CITIBANK Personal Loans has easy documentation process and Loanyantra helps you in providing the right information which makes the process faster than expected.
CITIBANK Personal Loans has longer tenure which reduces the EMI and Loanyantra's services to you continue till you close the loan.
CITIBANK Personal Loans has seasonal offers on processing fees or legal charges and Loanyantra gets you the right information in just one call.
EMI calculator helps you understand how much need to be paid and Loanyantra has wide range of calculators where you can manage and understand every loan at a place.


Let us discuss each feature in detail.

CITIBANK Personal Loans interest rate and Personal Loans interest rate calculator is the most important factor to determine your EMI. ( Include our emi calculator links) Try to reduce your interest rate to reduce your EMI. You are the master of your loan.Feel free to ask your questions about CITIBANK Personal Loans and interest rate and EMI.Compare and apply for Personal Loans if you think the CITIBANK Personal Loans is the best with low interest rates.Or call us if need more discussions on Personal Loans.

CITIBANK Personal Loans Documentation Process Check List 2019

Documentation is the crucial stage in home loan processing as the customer waits to finish as fast as possible. But it is very rare that the banker / executive gives the complete picture of what documents the bank needs when applying for Personal Loans. Loanyantra clears this communication gap by letting you know about the exact list of documents needed by CITIBANK Personal Loans.
Suggest you to keep all the documents ready before the executive comes to collect the CITIBANK Personal Loans documents to your door step.

Salaried individuals who are eligible for a loan
Minimum 21 years of age
Maximum 70 years of age at maturity (conditions apply)
Minimum Net Annual Salary of Rs. 2,40,000 p.a. for all approved car models
Income eligibility based on latest salary slip and Form 16
Minimum of 1 year continuous employment
Self-employed individuals who are eligible for a loan
Minimum 18 years of age
Maximum 75 years of age at loan maturity
Minimum Net Annual Business income of Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others.
Income eligibility based on latest Income Tax Returns
Minimum 3 years of employment in the same line of business
Self-employed non-individuals who are eligible for a loan
Minimum Net Annual Business income or Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others
Income eligibility based on latest 2 years. Income Tax Returns and audited financials of 2 years along with computation of income
Minimum 3 years of employment in the same line of business
Priority/Wealth/Privee customers eligible for a loan
Customers with a vintage of 6 months
A minimum Average Quarterly Balance (AQB) as below:

An AQB of Rs. 1 lakh for last 2 completed quarters AQB requirement to be met for both the quarters Maximum loan amount restricted to 3 times the AQB in the last 2 quarters

Salary customers eligible for a loan

Customers who have a Salary A/c with Axis Bank since the past 3 months Those who work with the following organisations:

Public Limited and Private Limited Companies, MNCs
Permanent employees of State / Central Government
Permanent employees of Public Sector Undertakings
Permanent employees of reputed schools / colleges
Other factors
Minimum 21 years of age
Maximum 70 years of age at loan maturity
Minimum Net Annual Salary of Rs. 2,40,000 p.a.
Income eligibility base on latest salary slip and Form 16
Minimum 1 year of continuous employment.
Documents Required For a Loan

Use the Loan eligibility calculator to find out whether you can avail of auto finance.

Documents required for a Loan
Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
All of the above is subject to terms and conditions